I’m on the train as I write this, with 20 minutes of battery life left, so today’s will
be a shortie.
I’m closing in on 90 days of my debt freedom plan, which means I’m about 1/11th of my way
to the end if my math is right and I’m writing today about how hard it is to not give up with
the debt and to keep at it when you feel like you’re not moving anywhere.
I’m an impatient one and sometimes my expectations don’t like it when things don’t
turn out as planned and I’m still in debt. I feel like I’m stuck some days and the
needle hasn’t moved whatsoever.
I guess I shouldn’t get discouraged, and I’m a persistant little fella if nothing else. I will
beat this. It might take me ten years or more, but I will be debt free, mark my words.
And, really it’s just a number. In fact, I have to remind myself of that. I am making headway.
My only credit card use has been for work related stuff. I haven’t used a credit card for buying
crap or even a dinner out in so long… it’s not the expenses. It’s the fact that I’m not earning
as much as I could, or want. I need a bigger shovel to dig out with.
What’s enough money to get out of debt? Well, when I started this didn’t it work out to about
40/day? I’ve knocked off ten grand so I’m sitting at about 27k behind the eight ball, so that
must mean about a grand a month ot debt reduction would do. I can make the mininums, and toss a tad
towards it, but $30 a day when you think about it isn’t that bad.
So, how could I average $30/day?
1. A day job. A part time job even, would get me there. I hadn’t thought about part time until now
actually – or temporary, where I might work for a week then, not for a few. This might be another
idea.
2. Sell more stuff. I’ve fallen off the ebay wagon as it’s a bit of a pain to list all
my stuff and watch it go for pennies on the dollar. Mind you, I did make a grand on cables and tennis
string and in hindsight, a few trips to the post office wasn’t THAT bad. It would beat option
1 for the short term anyway. Nobody said this was going to be easy, dammit.
3. Make more websites. I still think this is a good idea. Get three hundred websites averaging a buck a
day every day and you’re six figures. goodbye debt. This takes time, but if I made a website each day, they can’t
ALL be losers. remember, you only need to average a buck a day for six figures with three hundred
websites.
I’ve got a post planned for a 90 day wrapup. Even if I’ve failed, or fell behind where I expected to
be I have to remember that life doesn’t move the needle every day. Some days it’s just spaghetti for
dinner, and then whammo, you’re moving or have a new job or find a new relationship, or renew
an old relationship or some other thing happens, good or bad. You never know what life will bring.
I like that.
Oh shucks, five minutes left on battery life so I better wrap this up.
See you soon.
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