Wow. Another day of learning and at the end of the day, it’s enough to make my head spin. 
I guess this site is becoming more and more of my diary and less and less of how to’s and tips and financial advice.. Which is just as well I suppose. There’s lots and lots and lots of personal finance sites out there with tips and the like. But really all you need to know is : spend less and make more.
So now that this site is focusing more of my fight to freedom from debt I’m thinking a name change is in order: I’ve bought debtfreedomplan.com for a better domain name for this site and will be changing the name over in the next day or so. You can still find me here at creditcardprices.com too if you want but I feel the new debtfreedomplan.com better fits what this site is becoming all about. Because really, this is my debt freedom plan: 1000 days to debt freedom. What was the day? August 11, 2013 I think.
Wow, Day 50. It almost seems real now. This little project is a funny little thing. Because I’ve written it down, and actually started to document my days towards debt, I’m actually following through. I’ve also been know to jump from project to project and this actually surprises me that I’m still with it and posting every day. Goodie for me.
Not much news to report yet. Today was another day that just flew by. I toyed around with some google ads and unless a miracle happens when I check my commissions tomorrow I’m probably down about $20 or so for the day with buying ads. I’m also learning that you have to learn by doing. You can read, read, read, but until you try and test yourself you’ll have no way of knowing the results. I learned that I was too cheap buying clicks so far to date, I think. I’m bidding on competitive terms, and Google wants big money per click. So I took my head out of the sand and bid a $1 per click just to see. Sure enough, the traffic started but then as my daily budget was only $20, it’s already stopped. Probably the fastest $20 I’ve burned through but I have some data from that money spent now. Maybe tomorrow instead of bidding on say 100 words, I’ll only bid on the six or so that gets the traffic. Anyway, that’s been my day. Down $20, but lesson’s learned.
In the financial advice department, I’m really focusing this year on the make more department. I’ve got spend less down to a minimum, (save for my $20 today) so the next is to make more money. How? you create value.
Either you work for the man and create value on a schedule and the man gets to profit from your efforts, or you do it yourself. This site could even be considered to have value (not much right now, methinks). If I write 1000 posts – even if they’re about my cat, or what I had for dinner that’s still value. Just think about how many pages I’ll create over time that will have the terms debt freedom in them. It’s my focus of this site. Sure, for me to get out of debt, but really it doesn’t matter. Nobody’s knocking on my door. I’m paying my bills on time.
So today, even though I’m officially down $20 for today’s efforts – I’m learned something. That’s the best part about learning is that even if you suck, or don’t know a thing – you can really improve quickly if you set your heart to it. When I went to photo school, I went from not knowing a thing about my camera to two short years later where getting photos I took published full size on the front page of the nation’s capital. In between those two days, I spent countless hours in the darkroom, collected a 2 inch thick pile of rejection letters and drooled over the latest gear catalogs over and over again. (I wish I had kept them, both the letters and the catalogs)
Right now, I’m spending my time on new projects in hopes that one will become a success over time. I’m also toying with the job thing, but it seems almost too easy: send out resumes, go to interviews, and get a job. But then that’s it – your earning potential is capped to the salary you’ve negotiated, and pretty much forever. I’d much prefer losing $20 today with the hopes that tomorrow will be better. I’m secure in my abilities. I don’t need to be secure with my job. It seems too easy. Show up, do it, go home.
Day 50. I’m still in debt. But I’m learning and having fun. It’s all a guy could ask for.
More Bad News